Using an electronic wallet is considered a very convenient and practical way to carry out your personal financial transactions. You can get such a wallet quite quickly on Yumani (Yandex.Money). At the same time, everyone can additionally order the issuance of a plastic card with delivery to the specified address. It can be used both to make purchases and to withdraw cash from ATMs. Another option launched by the Yandex.Money administration is instant loan on Yumani without checks and long waits for approval of the application.
How it works
For the convenience of using the option of instantly selecting an MFO to apply for a loan, you must have a registered Yandex profile and an active Yumani e-wallet (optional). The procedure for obtaining a microloan is carried out step by step in the following sequence:
- Open the site on a PC or using a mobile gadget.
- Check out the list of TOP offers for the past month from microfinance organizations.
- Choose a credit institution with suitable lending conditions.
- Click on the icon with the name and go to the MFO website.
- Fill out the application form.
- Provide card or electronic wallet details for crediting money.
- Indicate the phone number and answer the operator’s call to clarify details.
- Check funds credited.
The entire procedure usually takes about 10 minutes. To confirm your identity and the correctness of the data provided, you will need to send an electronic copy of your personal passport or driver's license.
Advantages of using the service
- Instant and simple loan processing.
- Possibility of quick selection of microfinance organizations with favorable conditions.
- Loan approval even for persons with a bad credit history or those who already have outstanding loans.
Through the website you can select and submit applications to several microfinance organizations at once. Some credit institutions provide their first or regular customers with an interest-free grace period. A prerequisite is the use of an electronic wallet or Yumani card to credit credit funds.
You can get more complete information and familiarize yourself with the basic rules for applying for instant loans using the website or by contacting the support service with your question.
