Microloans are very popular among the population due to the ease of obtaining such a loan and favorable conditions for its repayment. This is what the list TOP 10 MFOs issuing microloans online in Kazakhstan looks like based on statistics of executed contracts:
- Funzaim - up to 500 thousand tons for 180 days.
- Onecredit – up to 300 thousand tons for 20 days.
- Money-Click – up to 500 thousand tons for 50 days.
- ACredit – up to 175 thousand tons for 15 days.
- Vivus – up to 300 thousand tons up to 21 days.
- CreditPlus – up to 300 thousand tons per month.
- Credit365 – up to 300 thousand tons for 20 days.
- Tengebai – up to 160 thousand tons for 25 days.
- Ecommoney – up to 300 thousand tons per month.
- Loaner - up to 300 thousand tons for 360 days.
The information was collected and verified for accuracy by financial analysts. The presented microfinance organizations have an official state license and carry out their legal activities in full compliance with current legislation. Each financial institution develops its own rules for screening borrowers using official databases.
In conditions of high market competition, loyal conditions allow almost all social groups of the population (age category over 18 years) to use borrowed funds with a guarantee of complete protection from fraudulent activities.
Criteria for selecting MFOs by borrowers
Today you can choose a financial institution to apply for a microloan without leaving your home and without visiting a bank office. It is enough to go to the website with the TOP list of microfinance organizations and familiarize yourself with the proposed conditions. Selection criteria that borrowers use according to statistics:
- Maximum loan amount.
- Loan repayment terms.
- Interest rate.
- Easy online application and repayment.
- Graceful interest-free period for new and regular customers.
- Availability of 24/7 support.
- Flexible terms for refinancing or loan extension.
Today you can get a microloan even if you have bank encumbrances (mortgage, leasing) or bad credit history. Users can send applications to several microfinance organizations at once and then choose the most advantageous offer for themselves. The waiting time for approval usually does not exceed 15 minutes. To confirm your data, you may need electronic copies of your passport or driver's license. Repeated loans after repaying previously taken loans are issued in a few clicks.
