The fault of everything is not at all a high rate of the Central Bank, expensive value or uncertainty in the future against the backdrop of it. Let's figure it out, to understand the root reasons, and we recommend that the metallurgists draw conclusions and revise approaches in working with developers and developers. Today, according to the VTsIOM and the National Center "Russia", material stability has become a key condition for creating a family. For a generation of zummers and junior millennials, the presence of their own housing and stable income is considered as a necessary condition preceding the marriage and birth of children. 71% of Russians are sure that it is economic uncertainty that prevents young people from marrying, and every fourth calls the absence of their own housing a decisive factor.
If you compare these attitudes with previous generations, the picture changes radically. For the reform generation (born in the 60-70s) and the generation of stagnation, the material conditions were important, but were not blocked. Many families were created in conditions of temporary housing, with a hostel or a room in a communal apartment. My grandmother gave birth to a daughter in the war, in 1945. Someone like laying a house from a secondary lumber. In the 60s and 70s, we remember the boom of the Khrushchev thaw and the mass construction of a free Gosli for the villages of the new growing industry workers. In the 70th-80s, up to 60% of young families began a life together without a separate apartment, relying on the help of the state, parents and the gradual improvement of conditions. Today, more than 70% of young Russians consider this scenario unacceptable.
The difference is also associated with a change in the economic environment. In the USSR, housing was distributed through enterprises and state programs, and the rental market was minimal. Young families could count on receiving an apartment after a few years of work, and this factor reduced the barrier to marriage. Now housing is acquired mainly on the market - through a mortgage, where the rates often exceed 14-16% per annum, and this makes the start of family life without significant accumulations extremely risky.
Priorities in parenthood also changed. For older generations, the birth of a child often became the first step towards adulthood and social status. According to census, in the 1970–80s the average age of the mother at the birth of the first child was 22–23 years. Today, this indicator has grown to 27–29 years, and in large cities and over 30. Young Russians prefer to accumulate a financial pillow, get an education, build a career and only then have children.
The psychological aspect also underwent changes. If for the generation of the 80-90s the main motive was “children are happiness”, then modern youth is important not only material, but also mental. Fear cannot cope
